CRA Confirms Benefit Increases For July 22, 2025 – See Updated Payment Amounts

Big help from the Canadian government from July 2025 – Know what is changing in CRA benefits

Do you live in Canada and get pension, child care, tax credit or any kind of financial help from the government? If yes, then July 2025 is going to be special for you. The Canada Revenue Agency (CRA) has announced to increase the amount received under some major schemes. The purpose of this change is to give a little breathing space to the common citizens, elderly, working people and families troubled by rising inflation.

Let us now know about each scheme in detail – what changes have been made, who is eligible to get the benefit and when will the money come to your account.

1. CPP – Post-retirement support plan

The Canada Pension Plan (CPP) is for every Canadian citizen who has contributed to it in his working life.

What’s new:

• From July 2025, you can get up to a maximum of $1,433 every month.
• If you have completed the age of 60 and have ever contributed to CPP, then you may be entitled to this money.
• The next installment will come to your account on July 28, 2025.

Example: If you are 62 years old and have worked full-time for a long time, then you can get a good payment under this scheme.

2. OAS – Pension of Respect for Senior Citizens

Old Age Security (OAS) is a type of national pension scheme given to Canadian citizens aged 65 years or above, whether you have worked or not.

What will you get now:

• Those aged 65 to 74 years: $727.67 per month
• Those aged 75 years or above: $800.44 per month

There is one condition – you must have resided in Canada for at least 10 years after the age of 18.

Next installment: July 28, 2025

3. GIS – When OAS is not enough to cover your expenses

If the amount you get from OAS is insufficient for your expenses and your total income is too low, then the Guaranteed Income Supplement (GIS) scheme is for you.

In this scheme:

• If you live alone, you can get $1,086.88 per month.
• If you are married, each spouse can get up to $654.23.

Note: GIS depends on your annual income, that is, if your income is low then this amount can also increase.

4. CCB – Help in child care

Raising children is not an easy task. Keeping this in mind, the government has created the Canada Child Benefit (CCB) scheme, in which tax-free money is given every month for the upbringing of children.

What you will get from July:

• For children under 6 years of age: $648.91
• For children aged 6 to 17 years: $547.50

You will get this money every month – the next installment on July 17, 2025.

Condition: You must be the primary caregiver of your child, and your family income must be below a certain limit.

Example: If you have two children – one 3 years old and the other 12 years old, you can get about $1,196.41 per month.

5. GST/HST Credit – Tax refund scheme

Everyone pays tax, but it can become a burden for low-income people. That’s why the government started GST/HST Credit, so that people with low income get tax relief.

How much will you get:

• $129.75 per quarter for a single person
• $170 for a family + $44.75 per child

Next installment: July 4, 2025

How it is decided: This amount is decided based on your 2024 tax return.

6. CCR – Last help to compensate for carbon tax

Canada Carbon Rebate (CCR) is a kind of cash help that the government gives to those who are more affected by carbon tax. Now this scheme is closing after July 2025, so the CCR payment received in July will be the last.

Know about CCR:

• The amount depends on your state and family size
• 2024 tax must be filed by July 2, 2025
• The next and last CCR amount will be released on July 22, 2025

Do these things to get payment on time

• Make sure to file your 2024 tax return, even if you have no income
• Visit the CRA website and activate Direct Deposit facility
• Fill your MyCRA account with correct information – address, bank details etc.
• Keep checking your eligibility every year, so that you do not have to miss out on any scheme

Why is this increase necessary?

Inflation is affecting everyone’s life. From petrol to children’s school fees, everything has become expensive. In such a situation, these CRA schemes:

• Give the elderly a chance to live with dignity
• Help parents take good care of children
• Help low-income people meet their daily needs

This is not just government help, it is an attempt to make life a little easier.

Your questions – our answers

Q. When will CPP and OAS be paid in July 2025?
On July 28, 2025.

Q. What is the amount of CCB in 2025?
$648.91 for children under 6 years and $547.50 per child for 6–17 years.

Q. When will the last installment of CCR be received?
On July 22, 2025, provided you have filed your 2024 tax by July 2.

Conclusion – Know your rights and take full advantage

These Government of Canada programs are not just money, they are the support of your life. If you haven’t checked your CRA account yet, log in today, update your information and see which programs you are eligible for.

You have the right to get all the benefits you deserve – whether you are a senior citizen, a parent or a hard-working Canadian citizen.